Canine Liability Coverage

Its canine liability coverage includes all states except alaska and excludes no breeds.

Canine liability coverage. The breed of the dog also influences the insurance premium. A canine liability insurance policy may cover medical expenses lawsuit defense and costs of property damage to third parties up to a certain amount. Pennsylvania and michigan have legislation in place to prohibit insurance companies from canceling pet owners dog liability insurance due to dangerous dogs and ohio requires its residents to purchase a minimum of 100000 in liability if they own a dangerous breed of dog. Whether your dog has a bite history or is a breed commonly excluded from homeowners coverage prime insurance company will provide you with the coverage you need.

Dog bite quote 230 n westmonte drive 2100 altamonte springs fl 32714 phone. Thats why animal liability coverage is an essential part of being a responsible pet owner. The coverage will protect you against medical or legal expenses related to your dog injuring a person either by a bite scratch or causing a fall. If you would like to make a change to your insurance coverage discuss it with your existing agent.

Canine liability insurance covers you 24 hours a day. It isnt just for aggressive dogs. In addition to compensating victims for medical bills or the cost to repair or replace their property dangerous dog insurance protects you if an injured party decides to sue you. Remember liability insurance pays for damages to third parties so this would not pay for any damages to yourself or any member of your family or your own property.

Most insurance companies limit dog bite insurance coverage restrict certain breeds from coverage or exclude animal liability coverage altogether. Dog liability insurance protects you from financial responsibilities if your dog injures a person or causes property damage. Dog liability insurance is a small but growing niche market in the insurance industry. Your dogs leash could trip someone causing them to fall and bump their head or break a bone.

Generally a stand alone canine liability policy covers expenses if your dog injures someone or damages someone elses property. The monthly costs of dog liability insurance in germany depend on the selected services and the amount of coverage. Many insurance providers offer a standard coverage of 5 20 or even 50 million euros. It is possible that such coverage may be excluded by your insurer which means you would not be covered if one of your animals hurts someone or causes property damage.

We provide a free quote just go to the website and. There are many breeds of dogs that are considered aggressive by nature but all dogs have the potential to cause harm unintentionally. A relatively small number of specialty insurance companies and brokers sell it. Owners of large breeds and dangerous classified dogs must pay more for coverage.

Additionally the coverage extends to other animals your dog may have injured. Liability insurance is a form of third party coverage meaning that it compensates others not you or members of your household. Without liability coverage on your dog youre on the hook for paying the bills which for dog bite injuries can add up to tens of thousands of dollars.